Top Management

Dr. Charles Stephen Kimei

Managing Director, Tanzanian

He joined the bank on 1st June 1998 as Managing Director. Before joining CRDB, he worked with the Bank of Tanzania as Director of Banking Supervision, Director of Economic, Research and Policy, Manager in the department of Economic Research and Policy and other various positions in the department of Research. He holds a PhD (Economics) from Uppsala University Sweden, Master of Arts in Economics at Stockholm School of Economics and a Bachelor of Science (Economics) at Moscow State University.


 

Mr. Saugata Bandyopadhyay

Deputy Managing Director - Operations & Customer Services, Indian
 
He joined the bank on 1st May 2012 as Deputy Managing Director- Operations & Customer Services. He is an experienced Banker with over 19 years of experience of working with leading Banking groups of India and abroad. He has worked as Senior Vice President-Operation & Risk-Asset Reconstruction Company of India, Senior Vice President (Credit & Operations)-Deutsche Post bank HFL, General Manager (Finance) & CFO of Bhutan National Bank, Chief Credit Manager of State Bank of India HFL. He holds a Fellow in International Business from Indian Institute of Management Calcutta, Fellow Chartered Accountant of India, and Fellow Cost & Management Accountant of India, Certified Management Accountant, USA, Certified in Governance of Enterprise IT(CGEIT) and Certified Information System Auditor (CISA) from ISACA USA, Masters of Business Administration (Finance) from Indira Gandhi National University, Master of Commerce from University of Calcutta and Bachelor of Commerce from St. Xavier College, Calcutta.
 

Mrs. Esther Kileo Kitoka

Deputy Managing Director – Shared Services, Tanzanian
 
She joined the Bank on 1st September 2006 as Risk Manager and later on promoted as Director of Risk and Compliance, the position she held until September, 2011 when she became the Deputy Managing Director- Shared Services. While in CRDB, Esther managed a two year core banking system implementation project. Before joining CRDB, she worked for nine years in the Central Bank (Bank of Tanzania) as a Bank Examiner. She is a CPA (T) and holds Masters Degree of Commerce in Banking and Business Information System from the University of Sydney, Australia and Bachelor of Commerce Degree in Accounting from the University of Dar es Salaam.
 

Mr. Philip Stephen Alfred

Director of Corporate Banking, Tanzanian
 
He joined the Bank on 24th October 1994. Before the current position he worked as Manager Corporate Banking, Corporate Banking Relationship Manager and as Project Officer within CRDB Bank. He holds Masters Degree of Economics from the University of New England Australia, Post Graduate Diploma in Economics from University of Western Australia, Advanced Diploma in Economic Planning from Institute of Development Management – Mzumbe and Diploma in Banking Economics from Finafrica Italy.
 

Mr. Beatus Peter Segeja

Director of Administration and General Services, Tanzanian
 
He joined the Bank on 19th August 1982. Before the current position he worked as Director of Finance and Administration, Manager Central Clearance and Senior Internal Auditor within CRDB Bank. He is a Board Member of Tanzania National Electricity Company (TANESCO). CPA (T) holder. He holds an Advanced Diploma in Accountancy from Nyegezi Social Institute of Accountancy.
 

Mr. Joseph Ochien'g Witts

Director of Alternative Business Channels, Tanzanian
 
He joined the Bank on 2nd January 2001. Before the current position he worked as the Director of Retail Banking and Director of Retail Clients and Marketing within CRDB Bank. He is a CPA (T) and holds Masters Degree in Entrepreneurship and Enterprise Development from the University of Dar es Salaam and Advanced Diploma in Certified Accountancy from the Institute of Development Management (IDM), Mzumbe.
 

Mr. Fredrick Bayona Nshekanabo

Director of Finance, Tanzanian
 
He joined the Bank on 22nd February 1999. Before the current position he worked as Manager Finance Help Desk. Accountant Grade I and Bank Officer within CRDB Bank. He is a CPA (T) and holds Masters of Science degree in Finance from the University of Strathclyde, UK and Advanced Diploma in Accountancy from the Institute of Finance Management (IFM), Dar es Salaam.
 

Mr. Elyas Bartholomew Mtenga

Director of Information & Communication Technology, Tanzanian
 
He joined the Bank on 1st March 2000. Before the current position he worked as Manager Data Centre and Manager Office Systems Management. Before joining CRDB, he worked for over 10 years as Field Engineer Supervisor at Computer Industries Limited. He holds a Bachelor of Science degree in Electrical Engineering from the University of Dar Es Salaam, Certified Network Administrator and Certified Network Professional from NOVACOM Nairobi.
 

Mr. John Baptist Rugambo

Director of Corporate Affairs, Tanzanian
 
He joined the Bank on 1st November 1999. Before the current position he worked as Director of Marketing and Research, Marketing Manager, Project Manager Smart Card and Manager Institutional Customers. Before joining CRDB he worked for Citibank as Head of Customer Service and Relationship Officer. He is the Vice Chairman of the Institute of Directors Tanzania. He holds Masters and Bachelor degrees in International Business Administration majoring in Marketing from the United States International University of Africa, Nairobi.
 

Mr. Alexander Samson Ngusaru

Director of Treasury, Tanzanian
 
He joined the Bank on 4th April 2011 as Director of Treasury. Before joining CRDB Bank, he worked for Citibank as the Head of Fixed Income, Currencies and Commodities, United Bank for Africa as Country Treasurer and Stanbic Bank in Finance Department. He holds a Masters Degree of Business Administration from the University of Dar es salaam and Bachelor of Commerce in Finance from the University of Dar es Salaam.
 

Mrs. Nellie Mathayo Ndosa 

Director Retail Banking, Tanzanian
 
She joined the Bank on 15th April 1986. Before the current position she worked as Branch Director, Branch Manager, Branch Accountant and Branch Supervisor. She holds Master of Science degree in Finance from the Strathclyde University, UK and Bachelor of Commerce in Finance from the University of Dar es Salaam.
 

Mrs. Dorah Hilda Ngaliga

Director of Human Resources,  Tanzanian
 
She joined the Bank on 1st August 1988. Before the current position she worked as Manager Business Banking, Branch Manager, Department Manager and Branch Accountant. Affiliate Member of Charted Institute of Personal Development (CIPD), UK. She holds Masters Degree of Business Administration from the University of Dar es Salaam and Bachelor Degree of Public Administration and International Relations from the University of Dar es Salaam.
 

Mr. Izengo Daudi Soka 

Director of Internal Audit, Tanzanian
 
He joined the Bank on 25th October 1983. Before the current position he worked as Manager Internal Audit, Internal Auditor and Credit Supervisor. He is a member of Information Systems Audit and Control Association (ISACA) and Institute of Internal Auditors (IIA). He is a CPA (T) and holds Advanced Diploma in Accountancy from Nyegezi Social Training Institute.
 

Mr. Anderson Yohana Mlabwa 

Director of Credit, Tanzanian
 
He joined the Bank on 3rd April 1990. Prior to appointment as director of Credit in 2000, he worked as Credit Manager and Project Officer. Other positions held include: Board Member CRDB Bank Microfinance Services Company Limited and DANIDA funded Private Agricultural Sector Support Project (PASS), Member of the National Advisory Committee of Coffee and Cotton Marketing Development Project, Member of the Presidential Commission that prepared an alternative scheme of loan financing to students of higher learning institutions, Member of the Guidance Committee of the Government’s Credit Guarantee Schemes and one of the two members representing Tanzania in the Advisory Panel of the African Guarantee Fund (AGF). He holds Masters degree in Business Administration (Finance) from the University of Dar es Salaam, Associate ship Banking Diploma CIB London/TIOB, Bachelor of Science in Agriculture from the Sokoine University of Agriculture.
 

Ms. Tully Esther Mwambapa 

Director of Marketing Research and Customer Services, Tanzanian
 
She joined the Bank on 6th August 2001. Before the current position, she worked as Marketing Manager and Relationship Manager. Before joining CRDB, she worked as Marketing Officer at Tanzania National Electricity Company (TANESCO). She holds Masters Degree in Business Administration from the University of Dar es Salaam and Bachelor of Arts in Public Administration & International Relations from the University of Dar es Salaam.
 

 

Mr. James Isaack Mabula 

Director of Risk and Compliance, Tanzanian
 
He rejoined the Bank on 1st April 2011 as Senior Market and Liquidity Risk Analyst. Before joining CRDB, he worked as Manager Market Risk at National Bank of Commerce (NBC). Previously he had worked for CRDB for nine years holding various positions including Manager Market and Liquidity Risks, Senior Risk Analyst and Treasury Officer. A member of Professional Risk Managers International Association (PRMIA). He holds Msc in Finance from the University of Strathclyde, UK, and Post-graduate Diploma in Financial Management from the Institute of Finance Management and Advanced Diploma in Certified Accountancy from the former Institute of Development Management (IDM), Mzumbe.
 

Mr. Goodluck Lema Nkini 

Director of Strategy & Innovations, Tanzanian
 
He joined the Bank on 1st March 2004. Before the current position, he worked as Manager Trade Finance. Before joining CRDB, he worked as Assistant Manager Trade and Treasury Operations at Citibank Tanzania. He is a CPA (T) and he holds Masters Degree of International Trade and Master of Business Administration both from the University of Dar es Salaam and Bachelor of Commerce in Accounting from the University of Dar es Salaam.
 

Mr. Sebastian Adam Masaki 

General Manager CRDB Microfinance Services Company Limited, Tanzanian
 
He joined the Bank on 1st June 1996. Before the current position he worked as Manager Business Banking, Manager Microfinance, Bank Officer Marketing and Bank Officer Research & Planning. He holds a Bachelor of Science in Statistics from the University of Dar Es Salaam.
 

Mr. Bruce Mwile Mwasenga

General Manager CRDB Bank Burundi Subsidiary, Tanzanian
 
He joined the bank on 13th February 2001. Prior to appointment as General Manager CRDB Bank Burundi Subsidiary, he worked as Manager Corporate Banking and Senior Relationship Manager Corporate Banking. Before joining CRDB, he worked as the Assistant Supervisor at Citibank Tanzania Limited. He holds Masters Degree of Business Administration and Bachelor of Commerce both in Finance from the University of Dar es Salaam.
 
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